Introduction

WiseMoneyLab.com (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit WiseMoneyLab.com (the “Website”).

Information We Collect

Information You Provide

When using our calculators or tools, any information entered is processed locally in your browser and is not stored or transmitted to our servers.

Automatically Collected Information

We collect certain information automatically through:

• Google Analytics (usage data, page views)
• Technical data (browser type, device information)
• Cookies and similar technologies
  
  

How We Use Your Information

We use collected information to:

• Improve our Website and content
• Analyze and monitor Website usage
• Maintain Website security
• Respond to your requests or questions
  
  

Cookies

We use essential cookies to ensure our Website functions properly. You can control cookies through your browser settings. Our cookie usage is limited to:

• Essential Website functionality
• Analytics tracking
• User preference retention
  
  

What Are Cookies?

Cookies are small text files placed on your device to store information that enhances your browsing experience, provides functionality, and helps us analyze and improve our website. They are widely used to make websites work more efficiently and provide personalized content.

How We Use Cookies

At WiseMoneyLab, we use cookies to:

• Ensure the proper functioning of our website (necessary cookies)
• Analyze how users interact with our site (analytics cookies)
• Provide personalized ads and content through third-party tools (marketing cookies, where applicable)
  
  

By consenting to cookies, you allow us to process data such as browsing behavior, preferences, and unique IDs. Withholding consent may limit certain website features and functionalities.

Types of Cookies We Use

Our Website uses:

1. Necessary Cookies: These are essential for the website to function correctly and cannot be disabled. They include cookies that:
   • Remember your privacy preferences
   • Enable core site functions
2. Analytics Cookies: These cookies help us understand how visitors use our website, enabling us to improve its functionality and user experience. Data collected is anonymized
3. Marketing Cookies: These cookies track your activity across websites and provide personalized advertising. They are only used with your explicit consent

Managing Your Cookies

You can manage your cookie preferences at any time:

• Through the cookie banner displayed on our website
• By adjusting your browser settings to block or delete cookies
• By opting out of third-party tracking via tools like the Google Analytics Opt-Out Add-On
  
  

Your Rights

You have the right to:

• Access the data collected via cookies
• Withdraw consent for non-essential cookies at any time
• Request the deletion of any personal data collected through cookies
  
  

Third-Party Services

Our Website uses:

• Google Analytics for site usage analysis
• Content Delivery Networks (CDNs) for performance
• Affiliate tracking cookies when applicable. These allow us to earn commissions when users sign up for services or purchase products through affiliate links
  
  

For more information about these services, please review their respective privacy policies.

Data Security

We implement reasonable security measures to protect your information. However, no Internet transmission is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

• Access your personal information
• Request correction of your information
• Opt-out of cookies
• Request deletion of your information where applicable
  
  

Changes to This Policy

We may update this Privacy Policy periodically. The latest version will be posted on this page with an updated revision date.

Contact Us

For privacy-related questions, please contact us via our contact page.