Introduction

By accessing WiseMoneyLab.com, you agree to these Terms and Conditions and our Privacy Policy.

Disclaimer

Not Financial Advice

The content on WiseMoneyLab.com is for informational purposes only. We are not financial advisors, and our content should not be construed as professional financial advice. Always consult qualified professionals about your specific situation.

Accuracy of Information

While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of our content. Any action you take based on our content is at your own risk.

Calculator and Tool Usage

Our calculators and tools provide estimates based on the information you input. Results should be considered approximations and not definitive calculations.

Intellectual Property

All content on WiseMoneyLab.com, including text, images, logos, and code, is protected by copyright and other intellectual property laws.

Permitted Use

You may:

• Access our content for personal, non-commercial use
• Use our calculators and tools as intended
• Share our content with attribution
  
  

You may not:

• Modify or copy our materials
• Use content for commercial purposes without permission
• Remove any copyright or other proprietary notices
  
  

Limitation of Liability

WiseMoneyLab.com and its operators shall not be liable for any damages arising from the use or inability to use our Website or content.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Website constitutes acceptance of modified terms.

Governing Law

These terms are governed by and construed in accordance with applicable United States laws.